{"id":1389,"date":"2011-01-25T07:10:38","date_gmt":"2011-01-25T05:10:38","guid":{"rendered":"http:\/\/www.ilkkimbuldu.com\/?p=1389"},"modified":"2016-12-26T00:55:41","modified_gmt":"2016-12-25T22:55:41","slug":"seyahat-cekini-kim-buldu","status":"publish","type":"post","link":"https:\/\/www.ilkkimbuldu.com\/?p=1389","title":{"rendered":"Seyahat \u00c7eki&#8217;ni kim buldu"},"content":{"rendered":"<p>Seyahat \u00e7eki Robert Herries taraf\u0131ndan bulundu\u011fu zaman bir t\u00fcr banka teminat mektubu niteli\u011findeydi ve ancak \u00f6nceden belirlenmi\u015f bir g\u00fczerg\u00e2h \u00fcst\u00fcnde ge\u00e7erli oluyordu. Herries, 1 Ocak 1772 g\u00fcn\u00fc Londra&#8217;da London Exchange Banking Co. adl\u0131 \u015firketini kurdu ve en az 20 sterlinden ba\u015flayan teminat mektuplar\u0131 sat\u0131\u015f\u0131na ba\u015flad\u0131.<\/p>\n<p>Bu mektuplar, Moskova&#8217;dan Madrid&#8217;e kadar 90 kentte ge\u00e7erliydi ve h\u0131rs\u0131zl\u0131\u011fa kar\u015f\u0131 garanti ediliyordu. Herries m\u00fc\u015fterilerinin kendilerine yat\u0131rd\u0131\u011f\u0131 paray\u0131 kullanman\u0131n getirdi\u011fi avantajdan yararlan\u0131yor, ayr\u0131ca onlardan bir komisyon talep etmiyordu. 1839 y\u0131l\u0131nda, \u015firket en ba\u015far\u0131l\u0131 d\u00f6nemini ya\u015fad\u0131. O y\u0131l, m\u00fc\u015fterilerin elindeki mektup de\u011feri 120 bin sterlini buluyordu.<\/p>\n<p>G\u00fcn\u00fcm\u00fczde, yaln\u0131z bankalarda de\u011fil, hemen t\u00fcm al\u0131\u015fveri\u015f ve hizmetlerde yararlan\u0131labilen modern anlamdaki seyahat \u00e7eklerinin yarat\u0131c\u0131s\u0131 ise, &#8220;Finans d\u00fcnyas\u0131n\u0131n Edison&#8221;u olarak \u00fcn yapan Marcellus Berry&#8217;dir. American Express&#8217;te \u00e7al\u0131\u015fmakta olan Berry&#8217;nin patronu James C.Fargo, 1890 yaz\u0131nda bir Avrupa turuna \u00e7\u0131km\u0131\u015ft\u0131. D\u00f6n\u00fcnce, \u00f6zellikle b\u00fcy\u00fck kentler d\u0131\u015f\u0131nda nakit para sa\u011flaman\u0131n g\u00fc\u00e7l\u00fcklerinden yak\u0131nd\u0131. Bunun \u00fczerine Berry, seyahat \u00e7eki kavram\u0131n\u0131 ak\u0131l etti ve uygulamay\u0131 ba\u015flatt\u0131. 5 A\u011fustos 1891 g\u00fcn\u00fc, Fargo&#8217;nun o\u011flu William Fargo, Leipzig&#8217;deki Hotel Hauffe&#8217;de, 50 dolar de\u011ferindeki ilk seyahat \u00e7ekini imzalad\u0131.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Seyahat \u00e7eki Robert Herries taraf\u0131ndan bulundu\u011fu zaman bir t\u00fcr banka teminat mektubu niteli\u011findeydi ve ancak \u00f6nceden belirlenmi\u015f bir g\u00fczerg\u00e2h \u00fcst\u00fcnde ge\u00e7erli oluyordu. Herries, 1 Ocak 1772 g\u00fcn\u00fc Londra&#8217;da London Exchange&#8230;<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[24],"tags":[730],"class_list":["post-1389","post","type-post","status-publish","format-standard","hentry","category-gezi","tag-seyahat-ceki"],"_links":{"self":[{"href":"https:\/\/www.ilkkimbuldu.com\/index.php?rest_route=\/wp\/v2\/posts\/1389"}],"collection":[{"href":"https:\/\/www.ilkkimbuldu.com\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.ilkkimbuldu.com\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.ilkkimbuldu.com\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.ilkkimbuldu.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=1389"}],"version-history":[{"count":3,"href":"https:\/\/www.ilkkimbuldu.com\/index.php?rest_route=\/wp\/v2\/posts\/1389\/revisions"}],"predecessor-version":[{"id":7234,"href":"https:\/\/www.ilkkimbuldu.com\/index.php?rest_route=\/wp\/v2\/posts\/1389\/revisions\/7234"}],"wp:attachment":[{"href":"https:\/\/www.ilkkimbuldu.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=1389"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.ilkkimbuldu.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=1389"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.ilkkimbuldu.com\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=1389"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}